Square Review: A Handy Card Reader with Lots of Features

Square Payments has the smallest card reader in the UK that works with its app. The Square Reader is the first card reader in the UK without a keypad and works with smartphones and tablets. It charges a fixed rate of just 1.75% per transaction and gives you lots of useful tools and features.


  • No monthly fees
  • Fixed low rate
  • Great free POS app
  • Many online payment options
  • Useful business tools
  • Instant transfers available
  • High-quality card reader


  • Customer support could be better
  • Only accepts popular card brands
  • No standalone card machine with mobile connectivity

Best for:

  • Independent and corporate merchants who want a flexible payment system with no monthly fees.

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What is Square and How Does it Work?

Square is from the US and makes card payments easy for small businesses. It helps with face-to-face, online, and phone payments without locking you into a contract. Square was the first to bring a mobile app card reader to the UK in 2017, making payments super convenient.

Accepted Cards:

  • Visa
  • Mastercard
  • V Pay
  • Visa Electron
  • Maestro
  • American Express
  • Apple Pay
  • Google Pay
  • Samsung Pay
  • Contactless
  • Clearpay

Our Opinion: Great for Saving Money

Square is one of the best payment systems in the UK because it’s cost-effective and packed with features. It’s easy to use and doesn’t have hidden fees. Some people even use the app for online payments without a physical card reader.


  • Great free POS app
  • No monthly fees
  • Instant payout option
  • Perfect for contactless payments
  • Small and discreet card reader
  • Lots of online payment tools
  • Regular software updates
  • Many integrations


  • Customer support can be improved
  • No mobile connectivity for standalone machines
  • Limited support for UnionPay, JCB, Diners Club, or Discover

Square Fees:

  • Monthly Fee: None
  • Chip, Contactless Payments: 1.75%
  • Online Store, Payment Links: UK Cards: 1.4% + 25p, Non-UK Cards: 2.5% + 25p

Ready to simplify your business payments? Try Square today for an easy, cost-effective way to take card payments. With no monthly fees and a low transaction rate, Square is perfect for growing businesses. Get started now and see how Square can help your business grow!