Can I Get a Card Machine for a Small Business?
Last Updated 10th of May 2025
4 minute readRunning a small business can feel busy, but making it easy for customers to pay is important. We know how confusing it can be to choose the right tools. That’s why we are here to help you understand how to get a Card Machine for a Small Business.
Yes, you can get a Card Machine for a Small Business. It is easy and affordable. You can buy, rent, or use mobile card machines. You will need to choose a provider, sign up, and connect the machine to your bank account.
Finding the best Card Machine for a Small Business can be simple when you know what to look for. Keep reading to learn about types of machines, costs, and how to pick the right one for your shop or service.
Looking to accept card payments? Click below to find simple, affordable card machine solutions perfect for small businesses.
What Is a Card Machine for a Small Business?
A Card Machine for a Small Business lets customers pay by credit or debit card instead of cash. These machines are also called card readers or payment terminals. They connect to banks and process payments safely.
There are different types of Card Machine for a Small Business:
- Countertop machines: These sit on your till or desk.
- Portable machines: These let you take payments around your shop or café.
- Mobile machines: These work anywhere with mobile data, perfect for tradespeople or market stalls.
Having a Card Machine for a Small Business makes it easier for your customers to pay you. It can also make your business look more professional and trusted.
How to Get a Card Machine for a Small Business
Getting a Card Machine for a Small Business is easier than ever today. Here’s how you can do it step-by-step:
- Decide What You Need: Think about your business. Do you stay in one spot? Then a countertop machine might work. Do you move around? You may need a mobile machine. Picking the right type is important.
- Find a Provider: Lots of companies offer Card Machine for a Small Business services. Some big names include:
- Square
- Zettle by PayPal
- SumUp
- Worldpay
- Barclaycard
Compare their prices, features, and contracts. Some companies let you buy a machine outright. Others offer pay-as-you-go plans or rentals.
- Apply and Get Approved: You will need to give some basic information:
- Business name
- Bank account
- Type of goods or services you sell
Most applications are quick. Some providers can approve you in minutes!
- Set Up the Machine: Once you get your Card Machine for a Small Business, it’s easy to set up. Some machines plug into Wi-Fi, others use Bluetooth or mobile data. You may also need a free app on your phone or tablet.
Benefits of Having a Card Machine for a Small Business
Using a Card Machine for a Small Business has many advantages:
| Benefit | How It Helps |
| More Sales | Customers spend more when paying by card. |
| Better Cash Flow | Money goes straight to your bank. |
| Safer Than Cash | Less need to store or carry cash. |
| Builds Trust | Customers trust businesses that take cards. |
How Much Does a Card Machine for a Small Business Cost?
Costs can vary depending on your needs:
- Buying a Machine: £20–£300 one-off payment
- Rental Costs: £10–£50 per month
- Transaction Fees: 1%–3% per payment
Some providers charge extra for services like faster payouts or extra features. Always read the small print before you sign up.
What Should I Look for in a Card Machine for a Small Business?
When picking a Card Machine for a Small Business, consider:
- Ease of Use: Can you set it up yourself?
- Connectivity: Does it work with Wi-Fi, mobile data, or Bluetooth?
- Battery Life: Portable and mobile machines need a strong battery.
- Cost: Look at machine prices and transaction fees.
- Support: Does the provider offer help if something goes wrong?
Tip: Always read customer reviews before choosing.
Top Providers for Card Machine for a Small Business
Here are some top-rated providers:
| Provider | Best for | Special Feature |
| Square | Easy start-up businesses | No monthly fees, fast set-up |
| SumUp | Low-cost solution | Very low card reader prices |
| Zettle | Growing small businesses | Great mobile app for sales tracking |
| Worldpay | Bigger small businesses | Custom contracts and plans |
| Barclaycard | Businesses wanting trusted name | Reliable support and service |
Real Story: How a Card Machine Helped a Small Café
Lily opened a small café in her village. At first, she only accepted cash. But many customers asked if they could pay by card. She decided to get a Card Machine for a Small Business.
Sales grew by 30% in just three months! She also found it easier to keep track of her money because the payments went straight to her bank. Lily says getting a card machine was the best decision for her business.
Important Tips for Using Your Card Machine for a Small Business
- Keep It Charged: Always check your battery if using a portable or mobile machine.
- Update Software: Regular updates keep your machine secure.
- Train Your Team: Make sure everyone knows how to use it.
- Check Your Bank: Some banks offer deals for their business customers.
Ready to make payments easier for your customers? Click the link below to find the best Card Machine for a Small Business today.
FAQ
Can I get a Card Machine for a Small Business with bad credit?
Yes, some providers offer machines without a credit check, especially pay-as-you-go options.
How quickly can I get a Card Machine for a Small Business?
Some providers can deliver your machine in 1–3 days.
Do I need a business bank account?
It helps, but some services allow you to use a personal account.
Are there any hidden fees?
Always check the provider’s full terms. Watch for monthly fees, setup charges, and refund fees.
Can I use my smartphone as a Card Machine for a Small Business?
Yes. Some services let your phone become the card reader with a special app and extra device.