Top Mobile Card Payment Machine in the UK
Last Updated 20th of March 2025
4 minute readAre you looking for the best mobile card payment machine for your business in the UK? We have you covered! In this guide, we’ll walk you through the top options to help you choose the perfect mobile card payment machine that suits your needs.
The top mobile card payment machine in the UK depends on your business type. Leading options include Square, SumUp, iZettle, and PayPal Here. Each offers competitive features like low transaction fees and compatibility with various devices.
Continue reading to find out why these mobile card payment machines are so popular, how they work, and which one is best for your business.
Find the best mobile card payment machine for your business. Click below to compare top-rated options in the UK and start accepting payments anywhere.
Top Mobile Card Payment Machine in the UK
A mobile card payment machine allows businesses to accept card payments anywhere. This is especially useful for small businesses, market traders, and entrepreneurs who are always on the move. These machines turn your mobile phone or tablet into a powerful point-of-sale (POS) system. The mobile card payment machine connects wirelessly to the internet and card networks, making it easy to process payments in real-time.
Mobile card payment machines are a game-changer in the payment processing industry, offering a cost-effective, flexible way to accept payments on the go. However, with so many options available in the UK, it’s crucial to pick the right one for your business. Here’s an in-depth look at some of the top mobile card payment machines in the UK, their features, and how they can benefit you.
Square
Square is one of the most popular mobile card payment machines in the UK. It’s known for its simple setup and user-friendly interface. Square offers a range of tools that allow businesses to accept card payments easily, both online and in person.
Key Features:
- Low Fees: Square charges a flat fee per transaction, typically around 1.75% for card-present transactions.
- No Monthly Fees: There are no monthly fees for using the basic Square service.
- Mobile Compatibility: Works with smartphones and tablets, turning them into POS systems.
- Free Card Reader: Square offers a free magstripe card reader, which is an added bonus for businesses starting out.
Why It’s Popular: Square is ideal for small to medium-sized businesses. It has a strong reputation for being reliable and easy to use, with no long-term contracts or hidden fees. Businesses can also access detailed analytics and sales reports via Square’s dashboard.
SumUp
SumUp is another great option for mobile card payments in the UK. It is known for its ease of use and affordability, making it a popular choice for small businesses, especially those in retail or hospitality.
Key Features:
- Transparent Pricing: SumUp charges a low, fixed rate of around 1.69% per transaction.
- No Monthly Fees: Like Square, SumUp does not have any monthly service fees.
- Multiple Card Support: SumUp accepts both chip-and-pin and contactless card payments.
- Small & Portable: The SumUp Air card reader is compact and easy to carry.
Why It’s Popular: SumUp offers straightforward pricing, no hidden fees, and an easy-to-use interface. It’s perfect for small businesses that need a reliable way to accept payments without long-term commitments.
iZettle
iZettle, owned by PayPal, is another leading mobile card payment machine provider in the UK. iZettle is known for its easy integration with other PayPal services and is particularly useful for businesses already using PayPal for transactions.
Key Features:
- Competitive Fees: iZettle charges around 1.75% per card transaction.
- Free Card Reader: Offers a free card reader with no upfront cost.
- Integration with PayPal: Seamless integration with PayPal makes it easier for businesses already using the platform.
- Advanced Features: Provides tools for invoicing, inventory management, and sales reports.
Why It’s Popular: iZettle is a top choice for businesses that want a reliable and secure way to take payments and need the flexibility of PayPal integration. It’s also ideal for businesses with varied payment needs, such as invoicing and reporting.
PayPal Here
PayPal Here offers a great solution for businesses that need a simple, easy-to-use mobile card payment system. It works well for companies already using PayPal for online payments, making it a natural choice.
Key Features:
- PayPal Integration: Seamlessly integrates with PayPal accounts, which simplifies payment processing for businesses already using the platform.
- Multiple Payment Methods: Accepts credit cards, debit cards, and contactless payments.
- Free Card Reader: PayPal Here offers a free card reader with no setup fee.
- Low Transaction Fees: Fees start at 2.75% per transaction.
Why It’s Popular: PayPal Here is known for its simplicity and ease of use. It’s a great option for businesses that need a cost-effective solution to accept card payments on the go. Its deep integration with PayPal also allows businesses to access all PayPal services.
How to Choose the Best Mobile Card Payment Machine for Your Business?
When choosing a mobile card payment machine for your business, several factors come into play. Here’s how to make the right decision:
- Transaction Fees: Compare transaction fees across different providers. Some may charge a flat fee, while others may have different rates depending on the type of card used.
- Mobile Compatibility: Ensure that the payment machine is compatible with your smartphone or tablet.
- Customer Support: Good customer service is essential in case of issues with transactions or hardware.
- Hardware and Features: Some machines come with free card readers, while others may require a purchase. Make sure the device has all the features you need.
- Integration with Other Services: If you use online payment services like PayPal, choosing a machine that integrates with your current system can simplify your operations.
To get started with the best mobile card payment machine for your business, click the link below to compare your options and find the perfect solution.
FAQ
What is a mobile card payment machine?
A mobile card payment machine is a portable device that allows businesses to accept card payments via a mobile phone or tablet. It connects wirelessly to the internet and card networks, processing payments on the go.
What are the transaction fees for mobile card payment machines?
Transaction fees vary between providers but generally range from 1.75% to 2.75%. Be sure to check each provider’s fee structure before choosing a machine.
Do I need a mobile card payment machine for my business?
If your business needs to accept payments on the go, a mobile card payment machine can help you do that easily and efficiently. It’s especially useful for small businesses, market traders, or entrepreneurs.
Can I use my mobile card payment machine for online payments?
Many mobile card payment providers, such as PayPal Here and iZettle, offer online payment integration. However, not all mobile card machines are designed to work for e-commerce transactions.
Which is the best mobile card payment machine for small businesses?
Square and SumUp are often considered the best options for small businesses due to their low fees, ease of use, and no monthly fees. However, the best option depends on your specific business needs.